We Invest in people and technology to develop advanced solutions for Egypt and beyond

e-finance has cemented itself as an integral partner in the Egyptian government’s push for digitization and has propelled the nationwide strategy forward by developing integrated platforms that are leading Egypt’s digital revolution, aiming to develop the ICT sector, boost competitiveness, and attract foreign investment.
900+
employees

Cloud Infrastructure

Best in class with the highest cyber security services and digital payments platforms that are supported by a robust architecture ensuring business continuity and sustainability
On-site Operational Support
27
Service Support centers across all of Egypt’s governorates
400
Technical Support Agents
Service Desk
24/7
40
Technical
Agents

We are fintech pioneers and architects of the digital space

e-finance has successfully built a solid foundation to provide industry leading digital payments solutions across the nation through the establishment and continued development of our digital financial network that forms the backbone of the Egyptian government’s digital transformation strategy.

Our revolutionary financial network brings accessibility to multiple initiatives across Egypt’s digital space, offering hassle free solutions and services that bring efficiency and ease of use in traditionally complex transactions.

Innovating with Confidence

Enabling third parties to connect and transact by leveraging our expansive network of platforms, on behalf of government and private sector clients.
focusing on capitalizing on the country’s favorable dynamics and establishing a fintech accelerator that will support aspiring new players in the financial services sector.

Solutions

Platforms

Services

Fintech

Building tailored, scalable solutions for essential services by offering electronic payroll and pension payment programs, social programs, the government’s GFMIS and petroleum payment portals.
Maximizing the value generated from e-finance’s platforms and solutions to continuously develop and utilize best-in-class data analytics, cybersecurity and data hosting.

Solutions

Building tailored, scalable solutions for essential services by offering electronic payroll and pension payment programs, social programs, the government’s GFMIS and petroleum payment portals.

Platforms

Enabling third parties to connect and transact by leveraging our expansive network of platforms, on behalf of government and private sector clients.

Services

Maximizing the value generated from e-finance’s platforms and solutions to continuously develop and utilize best-in-class data analytics, cybersecurity and data hosting.

Fintech

focusing on capitalizing on the country’s favorable dynamics and establishing a fintech accelerator that will support aspiring new players in the financial services sector.

We stimulate investments and drive economic performance by tailoring secure digital networks

  • Government Financial Network

e-finance’s flagship Government Financial Network processes an annual aggregate of c. 500 million transactions for c. EGP 1.6 trillion between government payments and collections, positioning it as an essential driver for Egypt’s digital transformation.

Salaries of Gov. Employees
Customs
Taxes
Supplier Payments
Egyptian Government Financial Network
Government Fiscal Management Information System
Government e-Payment HUB

e-finance Digital Payments Channels

Financial Institutions
38 Banks
5600 Branches
EGPOST
4000 Branches
Internet Banking
Corporate Payments
Digital Channels
GOV. POS Network
20K POS
QR Code Payments
Bills Aggregator
220K Partners’ POS
Internet Banking
Online Government Payments Gateway
e-finance’s corporate structure allows the company to boast a comprehensive portfolio of six subsidiaries, each with its own tailor-fit growth strategies and innovative digital payments solutions and services, while benefiting from cross-portfolio synergies and integration. In parallel, the mother company will hone its focus on identifying strategic investments and potential expansion opportunities within the Company’s borders and beyond.

We are led by a team of highly experienced professionals that boast deep knowledge of Egypt’s fintech space

The linchpin of our success is our team of highly qualified professionals who leverage years of industry leading experience to provide a best-in-class product and service offering across our expansive digital network, allowing the company to deliver on its strategies and generate long-term sustainable value.

Ibrahim Sarhan
Ibrahim Sarhan

Chairman and CEO

Ibrahim Sarhan is e-finance’s Chairman of the Board and CEO. He brings valuable experience having held several leadership positions in the fintech and telecommunications industry, with a solid and extensive track record of more than 30 years. Prior to e-finance, Ibrahim spent 13 years at ICL, and before that, held key management stints at Triangle and Raya Integrated before establishing e-finance in 2005. Throughout his career, Ibrahim joined a number of Community Service and Board memberships such as at the American Chamber of Commerce, the Software Industry Chamber and the Federation of Egyptian Industries. He holds a Bachelor of Commerce from Cairo University and a Senior Executive Management Diploma from Harvard University in 2011.
Ahmed Ismail
Ahmed Ismail

Chief E-Payment Consultant

Ahmed Ismail joined the company’s team in 2007 and is currently the Chief E-payment Consultant at e-finance. Ahmed has extensive experience in the government sector and has played an important role in building and developing the electronic payment and collection systems for the government. During his career, Ahmed has worked for the Egyptian Customs Authority, leading delegations at international conferences, and was also a member of the High Commission for Customs Regulations and Policies. As a member of the commission, Ahmed was responsible for negotiating custom policies with trade partners including Tunisia and Japan. He also played an instrumental role in introducing the new Treasury Single Account (TSA) at the Egyptian Ministry of Finance, which later played a key role in helping the ministry transition over to an electronic payment system. Ahmed Ismail holds a Bachelor of Commerce degree with a concentration in Accounting and a postgraduate degree in Auditing and Taxation from Ain Shams University.
Hossam El Goly
Hossam El Goly

Chief Technology Officer

Hossam El Goly has been the Chief Technology Officer (CTO) at e-finance since 2007. During his time with the company he was instrumental in developing the company’s e-payment system. He also worked on the development and deployment of the new digital tax and customs collection and pension distribution system recently adopted by the Egyptian government. Prior to joining e-finance, Hossam worked as a Project Manager at NCR. Hossam holds a BSc. in Civil Engineering from Cairo University and an MBA from Maastricht School of Management in Holland.
Essam Bahgat
Essam Bahgat

Chief Financial Officer

Essam Bahgat has been the Chief Financial Officer at e-finance since 2011. He joined the company in 2007 and boasts over 29 years of industry experience. Over the course of his career, he has contributed to the establishment and support of various companies and has executed multiple international agreements and partnerships. Prior to e-finance, he worked as a Chief Accountant at Oratech Information Technology for 7 years and as a Senior Accountant for Arab Union Contracting for 8 years. Essam Bahgat holds a Bachelor of Commerce with a concentration in Accounting from Ain Shams University and an MBA in Financial Management from the Arab Academy for Banking and Financial Sciences.
Tag El Tabakh
Tag Eldin Eltabbakh

Chief of Human Resources and Organizational Development

Tag Eldin Eltabbakh is currently the Chief of Human Resources and Organizational Development at e-finance, a position he has held since 2007. Upon joining, Eltabbakh was assigned to build the human resources management infrastructure of e-serve, he was responsible for developing the organizational structure, job descriptions, salary structures, job interview structures, job contracts, internal workflow models as well as setting the overarching management policies and guidelines for the human resources department. Prior to joining e-finance, Tag Eldin worked as the HR Section Head at Ahli United Bank. Tag Eldin first started his career in 1999 working as a lawyer. He holds a Bachelor of Law from Ain Shams University, an MBA in Project Management from the Arab Academy for Science, Technology, and Maritime Transport and is currently pursuing a Doctorate of Business Administration in Project Management from the Arab Academy for Science, Technology and Maritime Transport.
Mahmoud Hosny
Mahmoud Hosny

Strategic Planning and Investment Director

Mahmoud Hosny has been the Strategic Planning and Investment Director since 2017, where he leads strategy development for each of e-finance’s lines of business and serves as an advisor to the Board of Directors on potential investment options. Mahmoud holds an extensive 23 years of experience in leading corporate finance, business planning, financial analysis, budgeting and strategy formulation. Prior to joining e-finance, Mahmoud worked for 14 years in the telecommunication sector and nine years as a strategy and financial advisory consultant in various sectors, including Strategy and Business Planning Director for Banglalink Digital Communication, Strategic Planning Director for Orascom Telecom Holding and Business Planning, Profitability Senior Manager at Orange and a Financial Consultant at KPMG. Mahmoud started his career in Air Bus Industries, Toulouse, France. He acquired an MBA from the Maastricht School of Management in 1999.
Mohamed Nasr
Mohamed Nasr

Internal Audit Director

Mohamed Nasr joined e-finance as Internal Audit Director managing corporate governance, compliance, internal control and business processes. Prior to his time at e-finance, Mohamed worked at MCMAN Consulting as the lead consultant for audit and finance, providing leadership and administrative management to audit and finance staff and supervising large external assignments. Mohamed has conducted several management, financial and audit-based trainings and academic sessions in Egypt and abroad. Mohamed has over 20 years of experience in the field of finance, audit and corporate governance, including nine years of international experience. He holds an MBA from ESLSCA Business School and a DBA from the International Business School of Scandinavia and is a graduate of Ain Shams University’s Faculty of Commerce English Section.
Yasmine Rashed
Yasmine Rashed

Head of Marketing and Communications

Yasmine Rashed boasts over 16 years of experience in marketing and communications across various industries, including telecom, retail and technology. Over the course of her career, Yasmine has worked in multiple areas of brand communications, including relationship management, planning, strategy, creative development, implementation, production, execution, event management and public relations. Yasmine holds a Bachelor of Mass Communications with a concentration in Integrated Marketing Communications and an Integrated Advertising Association Diploma (IAA) from the American University in Cairo.

CONTACT US

Need more information?

Smart Village, Building A3-B82, KM 28 Cairo-Alex Desert Road, 12577
(002)-19680 / (002)-19683
(00202)-38271400
(00202)-38271500
(00202)-38271499